Wisdom-Driven Financial Planning
We empower individuals and families to build wealth, eliminate debt, and retire with confidence
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A few examples of a few different programs
you could benefit from
Life Insurance
Life insurance is more than just a death benefit—it's a powerful financial tool that can protect your loved ones and support your long-term goals. Whether you need term coverage for income protection or a permanent policy that builds cash value, we help you find the right plan for your budget and future. With custom-tailored options, we make sure your policy works as hard as you do.
Mortgage Protection
Your home is likely your family’s biggest asset—and its protection shouldn’t be left to chance. Mortgage protection insurance ensures your mortgage is paid off if the unexpected happens, helping your family stay in their home even during life’s most difficult times. It’s an affordable, peace-of-mind solution for homeowners who want to safeguard their legacy.
Final expense
Final expense insurance covers the costs associated with end-of-life planning—funerals, medical bills, and other related expenses—so your loved ones aren’t left with the financial burden. These simplified issue policies are affordable, easy to qualify for, and offer a compassionate solution during life’s most sensitive moments.
Tax-Free Retirement
Imagine building retirement income that grows without market risk and can be accessed tax-free. Using strategies like Indexed Universal Life (IUL), we help you create supplemental retirement income that avoids the volatility of traditional investments and the tax traps of 401(k)s. It’s a smarter, safer way to protect your future and reduce your tax exposure in retirement.
401k Roll-overs
Rolling over a 401(k) into a safe, income-focused strategy can give you more control over your retirement. We help you evaluate your rollover options and design a plan that preserves your wealth, provides growth potential, and protects against market loss. Whether you're retiring or switching jobs, we ensure your savings stay aligned with your goals.
Get out of debt faster
Traditional debt payoff plans can take decades and cost thousands in interest. Our Debt 2 Wealth system helps you eliminate debt faster by using insurance-backed strategies to recapture interest and redirect cash flow into wealth-building accounts. It’s a smarter way to break free from debt and take control of your financial future.
Articles
The Greatest Fear in Retirement
Outliving your money isn’t just a fear, it’s the #1 concern for those nearing and in retirement. This in-depth article explores why traditional retirement strategies often fall short and how rising costs, market uncertainty, and longer life expectancy can quietly sabotage your financial future. Learn how to build a retirement income you won’t outlive—and create peace of mind for the decades ahead.
How to Build Wealth...Without Riding the Market Rollercoaster
Tired of watching your retirement accounts swing with every market headline? This article breaks down how you can grow your wealth using smart, safe, and secure indexing strategies—without risking it all in the stock market. Learn how tools like FIAs and IULs can offer principal protection and reliable income for your future.
Debt to Wealth
What if your debt wasn’t a weight holding you back, but a tool to launch you forward? This revealing article shows how you can use insurance-backed strategies to eliminate debt faster and build lasting wealth at the same time. Discover the system that’s helping families all over the country flip the script on traditional finance.
The Retirement You Want
You may dream of a peaceful retirement, but are you actually on track for one? This must-read article explores the growing gap between retirement expectations and reality, and how to pivot now using proven strategies like tax-free growth, guaranteed income, and inflation protection to reclaim the future you envisioned.
The Silent Threat
Most people - and their financial advisors - focus on how much they can save for retirement, but few consider how much they’ll keep. This powerful article exposes the hidden threat taxes pose to your 401(k) and IRA, and how you can pivot now to protect your income from the rising tax tide.
Don't take our word for it, Hear from our clients
George Owens
"Sophia Financial Solutions gave me clarity and confidence about my retirement for the first time. Brad took the time to walk me through tax-free strategies I didn’t even know existed. I moved forward with an IUL and I’m already seeing how it’s going to benefit me long-term. I highly recommend booking a consultation—you won’t regret it."
Max Tanner
"I came to them drowning in debt and skeptical of anything ‘too good to be true.’ But their Debt 2 Wealth plan completely changed how I manage my money. I’m on track to be debt-free years sooner, and I’m even building savings at the same time. This isn’t just another financial firm—they actually care and educate you."
Kim Wexler
"As a single mom planning for the future, I was overwhelmed by all the noise out there. Brad was kind, patient, and extremely knowledgeable. He helped me set up a college savings plan and a life insurance policy that builds cash value. I finally feel like I have a real plan for my kids and my future."
Billy Jackson
"What impressed me most was how personalized everything was. It wasn’t just about selling a product—it was about building a strategy that fit my goals. We discussed my 401(k) rollover options, tax-free income, and how to set up guaranteed income in retirement. I’ve already referred two coworkers."
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